Privacy Policy

At Paid ("we", "our", or "us"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.

1. Information We Collect

1.1 Account Information

When you create an account, we collect:

• Email address (required for authentication)
• Display name (optional)

1.2 Financial Data

To provide our expense tracking services, we collect and store:

• Expense records (name, amount, due dates, payment dates)
• Expense areas and categories
• Payment methods
• Labels and tags associated with expenses

2. How We Use Your Information

We use the information we collect to:

• Provide and maintain our expense tracking services
• Authenticate your identity using one-time password (OTP) authentication
• Process and manage your expense records
• Send you notifications about upcoming expenses and app updates
• Respond to your support requests and inquiries

3. Data Storage and Security

Your data is stored securely using Supabase, a trusted backend-as-a-service platform. We implement appropriate technical and organizational measures to protect your personal information, including:

• Encryption of data in transit and at rest
• Row-level security policies to ensure users can only access their own data
• Secure authentication using OTP (one-time password) instead of traditional passwords
• Regular security audits and updates

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee absolute security.

4. Third-Party Services

We use the following third-party services to operate our app:

• Supabase: Provides database, authentication, and backend infrastructure. Your data is stored on Supabase's secure servers.
• Expo: Provides app development and deployment infrastructure. Expo may collect usage analytics.

These third-party services have their own privacy policies governing the collection and use of your information. We encourage you to review their privacy policies.

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations or respond to legal process
• To protect our rights, privacy, safety, or property
• In connection with a business transfer (merger, acquisition, etc.)

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: You can access and view your data through the app at any time
• Correction: You can update your profile information and expense records through the app
• Deletion: You can request account deletion through the app. Your account will be scheduled for deletion 15 days after your request, during which time you can cancel the deletion

7. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. If you request account deletion, your data will be permanently deleted after the 15-day grace period, unless we are required to retain it for legal compliance purposes.

8. Children's Privacy

Paid is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy in the app and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

10. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your country of residence. By using Paid, you consent to the transfer of your information to our service providers, including Supabase, which may be located in different jurisdictions.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Email: support@paidapp.dev